SmartLease Ownership Advantages

You deserve an easy and affordable way to own the products you want. Because it’s your life, your style, your home.

We don’t check FICO scores, so you don’t need any credit history to get started with your LifeStyle SmartLease. Just your name, address, income information and a few personal references. Because we give you credit for who you are.

The LifeStyle SmartLease offers low weekly and monthly payments to help you stay within budget while getting the furniture, mattresses, appliances, televisions and computers your life, style and home deserve.

Ashley Furniture. American Bedding Mattresses. Midea Appliances. LG Televisions. Skytech Gaming Computers. Technical Pro Audio. These are just a few of the best name brands available through LifeStyle SmartLease.

LifeStyle SmartLease offers several easy payment options – LifeStyle Easy Pay so you don’t have to worry about missing a payment, make your payments online, pay by phone, or stop by the store and make your payment in person. It’s your choice.

There’s never a charge for delivery and set up when you choose LifeStyle SmartLease. With LifeStyle’s Safe Delivery procedures, our professional Delivery Technicians will get there and set it up for you on time, your time.

(excludes gas appliance connection)

If anything goes wrong, we’ll fix it or replace it for the entire length of your lease term. So why worry? Get LifeStyle SmartLease and focus on what really matters.

With favorable lease terms, 120 days same as cash, and an early purchase option that kicks in after 120 days, your LifeStyle SmartLease give you several options to pay off your account and save.

At any time during your LifeStyle Smartlease, you can return the merchandise and stop payments. That means there is no obligation on your part to complete your lease term, which means you can rent it while you need it, or choose to own it.

And if you need to return an item, you can pick up later where you left off with our Lifetime Reinstatement.

We are also happy to fully refund retail purchases on new merchandise for up to 7 days, less a 10% restocking fee. All sales are final on used merchandise.

Shop and compare LifeStyle Home Furnishings prices with traditional retail. Shop and compare LifeStyle Home Furnishings lease terms with traditional rent-to-own. Our goal is to help you lease and own the furniture, appliances and electronics you want, the way you want – retail purchase, 120 days same as cash, or take advantage of our LifeStyle SmartLease.